Give your team premium healthcare, free prescriptions, mental health support, and more — funded entirely through payroll tax savings you're currently leaving on the table.
Employee benefit value
Employees save $1,250–$3,400/yr at 70k+ pharmacies
Unlimited virtual visits for the whole family, no copay
Counseling, wellness coaching, and behavioral health support
Employees get a debit card for eligible health expenses
Most employers don't realize that IRS Section 125 lets you redirect payroll tax dollars into real wellness benefits for your team. No extra budget needed. No reduction in take-home pay.
19 total benefits included in the plan — at no out-of-pocket cost to your employees.
24/7 virtual visits with licensed practitioners for the whole family. Urgent care, women's health, mental health — no copay.
1,000+ common medications at $0 through 70,000+ retail pharmacies nationwide, plus mail-order delivery.
Screenings and counseling for depression, anxiety, substance use, and behavioral health. EAP included.
Flexible dental and vision plan at no out-of-pocket cost. PPO network with in- and out-of-network options.
Employees get a debit card for prescriptions, glasses, first aid, OTC meds — usable at CVS, Walgreens, Walmart.
Nurse-led wellness coaching, comprehensive blood work (100+ biomarkers), and AI-powered biometric scanning.
Comprehensive wellness + supplemental benefits, ACA compliant, added on top of existing plans.
No disruption to your current benefits. No IT work. We handle everything.
We review your headcount and payroll data to calculate your exact savings number.
We draft your Section 125 plan document, handle compliance, and configure payroll integration.
Employees enroll, benefits activate, and FICA savings appear on your very next payroll cycle.
The program pays for itself through FICA tax savings — and gives you a competitive edge in hiring and retention.
After program fees, you still come out ahead on every employee.
Employees access telemedicine and Rx benefits first — cutting claims on your main plan.
IRS Sections 125, 105(b), and 213(d). ACA Part A compliant. Annual testing included.
This layers on top of what you already offer. Zero disruption.
Employee earning $35,000/yr — take-home pay stays the same.
| Without | With Plan | |
|---|---|---|
| Monthly Gross Pay | $2,916.67 | $2,916.67 |
| Pre-Tax Deduction (IHP) | $0 | -$1,200.00 |
| Federal Withholding | -$193.17 | -$56.25 |
| Social Security | -$180.83 | -$106.43 |
| Medicare | -$42.29 | -$24.89 |
| Post-Tax Reimbursement | $0 | +$1,200.00 |
| Final Net Pay | $2,387.85 | $2,387.85 |
Enter your number of W-2 employees to get an instant estimate.
Backed by industry leaders in healthcare and benefits administration.
Legally established pre-tax benefit framework used by millions of employers.
Meets all Affordable Care Act Part A requirements for essential coverage.
Comprehensive benefits platform with 19 integrated health services.
URAC/NCQA-backed health education library with 30,000+ content topics.
Fill out the form and we'll get back to you within 24 hours with a custom analysis.
We'll review your info and get back to you within 24 hours with a custom savings estimate.
Book a free 15-minute call. We'll show you your exact savings number and walk you through the program.
Book Your Free Savings Review